Chartered Special Needs Consultant® (ChSNC®) SSI & Medicaid Benefit Preservation ABLE Account Specialists
- We Understand
Your family's needs
are like no one else's.
"Caring for a child or family member with special needs comes with financial responsibilities that most advisors simply won't handle."
At MCC Wealth, special needs planning isn't a side service, it's a core specialty. Our advisors hold the Chartered Special Needs Consultant® (ChSNC®) designation, reflecting knowledge in the complex financial, legal, and emotional dimensions of your situation.
We work alongside your attorneys, caregivers, and support network to build a plan that protects your loved one today and secures their future after you're gone.
What We Do
Comprehensive support
across key areas.
Five specialized areas, working together to create a complete picture of financial security for your family.
Government Benefits Optimization
We protect your loved one's eligibility for SSI, Medicaid, and other critical programs, while still building meaningful financial stability and growth.
SSI · Medicaid · Benefits Preservation
ABLE Accounts & Tax-Advantaged Saving
Save up to $100,000 in tax-free ABLE accounts without affecting key government benefits. We guide you through setup, contributions, and qualified expenses.
ABLE Accounts · Tax-Free Growth
Special Needs Trusts & Estate Planning
We coordinate with your attorneys to structure, fund, and manage Special Needs Trusts (SNTs) that protect benefits eligibility while ensuring lifelong care.
SNT Coordination · Estate Planning
Tax-Efficient
Financial Planning
We create tax-smart strategies to maximize the resources available to your loved one. Keeping more money working for your family over the long term.
Multi-Generational · Tax Strategy
Insurance for Long-Term Stability
Life and disability insurance designed and tailored to keep your loved ones financially secure, even when you’re no longer there to support them.
Life Insurance · Disability Planning
How It Works
Your path to peace of mind
starts with a conversation.
We make the process clear and personal......not overwhelming.
01
Discovery Call
We listen first. We learn about your family, your loved one's needs, and your long-term goals before we ever recommend a strategy.
02
Benefits Review
We map out your current government benefits, assets, and income. Identifying benefit eligibility and untapped opportunities.
03
Tailored Plan
We build a comprehensive plan, covering trusts, ABLE accounts, insurance, and tax strategy. Tailored specifically to your family.
04
Partnership
Life changes. We meet with you throughout the year to adjust your plan as your family's needs, and circumstances change.
Why MCC Wealth
Specialized Guidance your family deserves.
Chartered Special Needs Consultant® (ChSNC®)
This designation is awarded by the American College of Financial Services, representing a one-of-a-kind specialized training in Special Needs Financial planning. Our advisors have completed the rigorous coursework and gained hands on experience, to handle the unique situation special needs families may face.
Specialized Knowledge
We stay up to date on SSI/Medicaid rules, ABLE Account strategies, trust law, and more. Giving you current, specific guidance, tailored to your unique situation.
Year-Round Guidance
Planning isn't a one-time event. We check in proactively throughout the year as laws, needs, and life stages change.
Team Approach
We collaborate with your attorneys, care managers, and other advisors, so your plan is fully connected.
The MCC Wealth Special Needs Planning Guide
A practical, plain-language guide to the key financial steps every family caring for a loved one with a disability should understand.
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How to protect SSI and Medicaid eligibility
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ABLE account basics and how to get started
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What a Special Needs Trust can and can't do
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Key questions to ask your financial advisor
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Life-stage planning checklist