Financial planning at MCC Wealth is a thorough process that helps you reach your money goals. We look at your current financial situation, set goals, and make a detailed plan to meet those goals. This includes but is not limited to budgeting, savings plan, tax planning, retirement planning, and insurance. Financial planning looks at all parts of your finances to make sure you stay financially healthy in the long run. Investment management is a part of financial planning that focuses on your investment portfolio. It involves choosing investments like stocks, bonds, and other assets to achieve results that match your financial goals and risk level. Financial planning is broader and covers many financial aspects, while investment management deals only with investments.

No.

Individual Brokerage Accounts (TOD), Joint Brokerage Accounts, Roth & Traditional IRA's, SEP IRA's, Simple IRA's, Inherited IRA's & Brokerage Accounts, Coverdell ESA, UGMA/UTMA, 529, ABLE, Trust Accounts, Defined Benefit Plans (Cash Balance), 401k's, 403(B), Donor Advised Funds, Corporate Accounts, Guardian/Conservatorship, Custodian Accounts for Minors, & Estate Accounts.

An inheritance can bring important financial choices, and we’re here to help you sort through them. We explain your options, show how the inheritance may fit into your overall financial plan, and, when needed, work with your tax or legal professionals so you can make decisions with clarity.

Yes. When clients choose to involve their attorney, CPA, or other professionals, we collaborate with them to help ensure your financial plan aligns with your estate documents and tax considerations.

Special needs financial planning helps families understand the financial tools and strategies available to support a loved one with a disability. We guide you through key considerations, such as benefits eligibility, long‑term care needs, and future financial resources.

Yes. We help you understand how certain financial decisions may interact with programs like SSI or Medicaid and explore options designed to support continued eligibility. When appropriate, we also work with your legal or tax professionals to help ensure your plan reflects the relevant rules and requirements.